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Latest News and Events
 A Live Date for our New/Updated Website!!

We will be going live on December 11th with our new/updated website.  Starting at 1:00 pm on December 11th, our website will be down for a short period of time while they upload the new site.  Also during that down time our online banking will be unavailable and will be down for a longer time period.  Please feel free to contact anyone of our locations, and let us take care of your banking needs during the down time of our site.  We apologize for the inconvenience this may cause you, but we are very excited to share our new site with you! 

 You will continue to use the URL of your choice (www.hsbt.com or www.thecsb.com)
Also find us on Facebook…..Home State Bank/The Citizens State Bank!
 Are you a Quickbook user?
Our Online Banking now has the option to export into Quickbooks.  If you have any questions please contact our support at either 
(316) 283-7350 or (620) 241-7404.

 Real Estate Rates As Low As:

Term Rate APR Payment †
15 Year 3.250% 3.334% $1,054.00
20 Year 3.625% 3.667% $879.61
30 Year 3.875% 3.912% $705.36

The above APR is calculated on a loan amount of $150,000 with a Loan to Value (LTV) of 80% and a credit score of 720 or better. Loans with a LTV greater than 80% are available. 
Email or call 620-241-7361 to speak with a loan officer regarding your situation or click here to prequalify online.

† Payments shown do not include taxes or insurance, actual payments may be greater.
If you would like to be emailed any time the Real Estate rates drop at least .25% click here




     By operation of Federal law, beginning January 1, 2013, funds deposited in a noninterest-bearing transaction account no longer will receive unlimited deposit insurance coverage by the Federal Deposit Corporation (FDIC).  Beginning January 1, 2013, all of a depositor's accounts at an insured depository institution including all noninterest-bearing transaction accounts, will be insured by the FDIC up to the standard maximum deposit insurance amount ($250,000), for each deposit insurance ownership category.  For more information about FDIC insurance coverage of noninterest-bearing transaction accounts, visit


Click above for more information



Have Online Banking? Need to change your phone or email for security?
Once logged in to your account, go to the myprofile section in the top right corner of your browser.  You can add phone numbers (up to two), enable SMS messaging and add email for your enhanced security.  Call the North Bank at 620-241-7404 with any questions.


New Service to Change Your ATM or Debit Card PIN Number


You may now change your Debit or ATM PIN from the convenience of home.  You must have your card number and PIN number available, then dial 1-888-227-3096 and follow the automated system to change your PIN to the four digits of your choice.


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