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Privacy Policy

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Home State Bank & Trust Co. Online Banking Privacy Statement

Home State Bank & Trust Co. is committed to providing the highest level of security and privacy regarding the collection and use of our customers' nonpublic personal information. The privacy policies and practices of Home State Bank & Trust Co. serve as a standard for all Home State Bank employees for collection, use, retention and security of nonpublic personal information. "Nonpublic personal information" is nonpublic information about you that we obtain in connection with providing a financial product or service to you and which is not available from a public source.

We restrict access to nonpublic personal information about you to those employees who need to know that information in order to provide products or services to you. We maintain physical, electronic and procedural safeguards that comply with federal standards to guard your nonpublic personal information.

What Information We Collect

Home State Bank and Trust Co. collects personal information in order to service your accounts and provides products and services which are of value to you. Such information is collected from the following sources:

  • Information we receive from you on loan or deposit applications
  • Information about your transactions with us, our affiliates or others; and
  • Information we receive from a consumer reporting agency.

What Information We Disclose

Home State Bank & Trust Co. does not disclose nonpublic personal information about you to non-affiliated third parties except as permitted by law. For example, we may disclose nonpublic personal information to third parties as necessary to process transactions that you have requested or authorized, to government entities in response to subpoenas, and to credit bureaus.

We may disclose the following information to companies that perform marketing services on our behalf or to other financial institutions with which we have joint marketing agreements:

  • Information we receive from you on applications or other forms, such as your name, address, and birth date.

Any questions or concerns about privacy may be directed to the Cashier of Home State Bank & Trust Co. at 620-241-3732.