Personal Banking

ATM CARD

Our ATM card allows you to access funds from your checking, savings or Money Market account from ATM Machines throughout the world. In addition to obtaining cash, you may also be able to transfer funds between accounts. If your card is lost or stolen, call 620-241-3732 during business hours or 620-694-6767.

*ATM transactions are subject to pass-through charges from other financial institutions when processed at ATM's not owned by Home State Bank & Trust Co.. Such fees must be disclosed before the transaction may be completed.

VISA DEBIT CARD

Use your debit card anywhere that VISA is accepted to make purchasing fast and easy. Whether you shop in person, online or by telephone, the amount of your purchase will be automatically deducted from your checking account. Debit cards are fast and easy and may also be used to obtain cash at Automatic Teller Machines throughout the world. If your card is lost or stolen, call 620-241-3732 during business hours or 620-694-6767.

ONLINE BANKING

Online Banking is a fast, FREE, easy way to access information about your accounts when it's convenient for you. With Online Banking you can:

• Transfer funds between accounts.
• Check your balance.
• View transaction history.
• View Check Images

To test drive Online Banking, please click here.
To Login, please click here.

BILL PAY

Our Online Banking product allows you to pay your bills anywhere you can access the Internet, without writing a check or sealing an envelope. Please click here for more information.

OVERDRAFT PROTECTION - "READY RESERVE"

Spare yourself the embarrassment and costs associated with overdrawing your checking account. READY RESERVE is a built-in reserve attached directly to your checking account. When needed, funds from your line will be transferred into your checking account to cover any checks that you have written. (A $5 transfer fee applies.) You'll pay interest only on the amount used and will never have to worry about bouncing a check. Available in lines of credit up to $5,000.

Contact a Loan Officer for more information.
PRIVACY STATEMENT

CREDIT CARD

• Our Visa or Visa Gold card is accepted around the world.
• No annual fee
• 25 day grace period for purchases

Click here to have us mail you an application

REORDER CHECKS ONLINE

 from Deluxe by using Deluxe.com

24 HOUR TELEPHONE BANKING

Our Telephone Banking service makes it easy for you to obtain account information whenever it's most convenient for you. Just dial (620) 241-3733 from any touch-tone phone and get information on your accounts 24 hours a day, 7 days a week. You will be able to:

• Transfer funds between accounts.
• Obtain your current balance.
• Obtain recent account history.
• Obtain date and amount of recent checks paid.

Telephone Banking is safe, easy to use and best of all FREE! For more information, contact one of our customer service representatives today.

WIRE TRANSFERS

 are available. For incoming, outgoing and international wires please call 620-241-3732.

VISA GIFT CARD

The DeluxeCard Visa gift card is the gift with no strings attached, because it's welcome everywhere VISA debit cards are accepted worldwide. No matter who you're shopping for, you're giving them the gift of unlimited possibilities. There is also an everyday card that's secure and convenient for travel and budgeting.

DeluxeCard prepaid gift cards can be purchased in dollar amounts from $25 to $500. You can even select a special message to be imprinted right on the card. Just click on the link and start your shopping today!