Personal Banking

> Checking Services

Please Contact Us with any questions.

Free Checking

No minimum balance required
Unlimited check writing
Customer will receive a monthly statement
Check images will not be returned to customer
$7.50 per item charge for copies of canceled checks

REQUIRED DISCLOSURES:
FUNDS AVAILABILITY,
PRIVACY STATEMENT

Interest Checking

$7.00 monthly maintenance fee if balance drops below $750
Unlimited check writing
Variable interest rate earned on daily collected balance
Interest compounded monthly
Images returned with monthly statement

REQUIRED DISCLOSURES:
FUNDS AVAILABILITY,
PRIVACY STATEMENT

Club 50 Plus

For customers age 50 and over
Unlimited check writing
Variable interest rate with a daily collected balance of $1000 and compounded monthly
First box of club checks provided
Check images returned with monthly statement
Personal size Safe Deposit Box at no charge for the first year
$100,000 Accidental Common Carrier Insurance
Travel, Seminars, Quarterly newsletters
No transaction charges at our ATM's
Credit Card Protection
$5 monthly maintenance fee if balance falls below $100

REQUIRED DISCLOSURES:
FUNDS AVAILABILITY,
PRIVACY STATEMENT

Club 50 Plus Gold

For customers age 50 and over
No minimum balance required
Variable interest rate earned on daily collected balance and compounded monthly
Personalized club checks provided
$10,000 Accidental Death Insurance
$150,000 Accidental Common Carrier Insurance
Plus all the benefits of the Club 50 Plus account
Monthly maintenance fee of $4.00 per month

REQUIRED DISCLOSURES:
FUNDS AVAILABILITY,
PRIVACY STATEMENT

The Eagle Account

No minimum balance required
Unlimited check writing
Check images returned in monthly statement
No monthly maintenance fee with a combined account relationship of $5,000
Personal size Safe Deposit Box at no charge for first year (upon availability)
$10 monthly fee is assessed if the account relationship balance falls below $5,000

REQUIRED DISCLOSURES:
FUNDS AVAILABILITY,
PRIVACY STATEMENT

Regular Checking

Unlimited check writing
Images returned with monthly statement
$5 monthly maintenance fee if balance drops below $400

REQUIRED DISCLOSURES:
FUNDS AVAILABILITY,
PRIVACY STATEMENT

All Personal Checking Accounts:

Minimum deposit to open account is $100

Geographic Qualifications

Checking Extras

ATM and Visa Debit cards available upon approval. Use these cards to get cash at ATM's and to make purchases (at merchants accepting VISA) from your checking account.

Ready Reserve: Protect yourself from overdrafts with an automatic line of credit. Contact a Loan Officer for more information

24 Hour Telephone Banking: Get information on your accounts 24 hours a day, 7 days a week by calling (620) 241-3733.

Reorder checks online from Deluxe by using Deluxe.com.