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GENERAL BANKING QUESTIONS

Q: Are Home State Bank & Trust deposit accounts FDIC insured?

A: Yes! Each individual customer at Home State Bank & Trust is insured by the FDIC up to $250,000 through 2013. For ways to increase your FDIC insurance coverage contact our main bank or call 620-241-3732 or review the FDIC website.

Q: Can I get information about my account by phone?

A: Yes! Home State Bank & Trust has two ways of serving you by phone. You may contact any of our locations, where a customer service representative will be happy to review your account and answer any questions that you have. You may also reach our automated Telephone Banking System at 620-241-3733, 7 days a week, 24 hours a day, for balance information or to transfer funds between accounts.

Q: Can businesses open accounts at Home State Bank & Trust?

A: Absolutely! Home State Bank & Trust offers a complete line of business products and services.
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Q: Is interest paid on Home State Bank & Trust checking accounts?

A: Yes. Our Interest Checking and Club 50 Accounts earn interest. Find more information on these products by clicking here.

Q: Can I do all of my banking with Home State Bank & Trust?

A: Yes, Home State Bank & Trust is a full service bank and thanks to the convenience of Direct Deposit, ATM's, Telephone Banking and Online Banking most everyday banking activities can be performed from the comfort of home. Please contact us with questions about your banking needs.

Q: Does Home State Bank & Trust offer Online Banking?

A: Yes! Home State Bank & Trust offers Online Banking for both personal and business accounts, providing access to your account information 24 hours a day, 7 days a week.  Register or log on today.

Q: Are wire transfers possible to and from my Home State Bank & Trust checking account?

A: Yes! Funds can be transferred to and from Home State Bank & Trust accounts by wire transfer or via ACH (Automated Clearing House). Please contact us for more details.

Q: How do I make a deposit to my account from a remote location?

A: Using Direct Deposit, ACH (Automated Clearing House), ATM's and/or wire transfer it is possible to do most of your banking without ever visiting our branches. We also offer a bank-by-mail service, which allows you to mail deposits. Please contact us for details on the method that's best for you.  Click here to find out how to set up direct deposit.

Q: How do I set up Direct Deposit of my payroll check?

A: When you open a checking or savings account at Home State Bank & Trust you will receive our routing and transit number and your account number. If your employer participates in a direct deposit program, simply provide this information to their Human Resources or Payroll Department and your direct deposit will usually begin within thirty days.

Q: How do I set up Direct Deposit of my Social Security check?

A: Bring your Social Security number and drivers license to any one of our locations and one of our customer service representatives will be happy to help you with this process.

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