Home State Bank and Trust - Your Trusted Partner Since 1903
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Business Banking

Business Banking Center

We want to partner with you and your business. In an effort to provide you with top, quality service, we offer the following products:


Safe, convenient checking and money market accounts for your business.


We offer a variety of loans and lines of credit to meet your business need


Convenient locations to get cash 24/7.

Business Credit Card

Debit Cards

A convenient way to pay for purchases from your business account.


Order Checks

Call our East Bank at 620-241-4146 or order online.

Direct Deposit/Payroll

We can help your business set up your payroll accounts on direct deposit. It is convenient, safe and cost effective!  Call 620-241-3732 for more information or email us.


Go green with e-Statements. No more paper stacking up around the office. You can access your statement online 24/7 and archive to a CD at year end. Log on to Online Banking and select Products and Services to sign up for this free service.

Extended Hours

In addition to our main bank, we have three branches in McPherson to serve you.  Our Auto, North, and East branches are open 6 days a week.  Our East Branch can service your business until 7:00pm on weeknights.


You won't believe how easy this free product can make tracking expenses for your small business.

Find a Notary

Notaries are available at all of our full service locations for your convenience. These services are free of charge for any HSB customer. No appointment is necessary.

     *Picture I.D. is required and the documents must be signed in the presence of the Notary.

Gift Cards

A great way to reward that employee who goes the extra mile. Cards are available in amounts of $10 to $500.   You may stop by one of our locations to pick one up. A small fee per card does apply.

Merchant Services

Call 620-241-3732 for help setting up your business to receive credit card payments or e-mail us.

Night Deposit

Available at all locations.

Online Banking

Business customers can log on and use online banking to see an up to date look at your account on a daily basis. Track expenditures and receipts daily without having to wait for that monthly statement.


Online Bill Pay

The free, easy and convenient way to pay all your bills. With postage rates increasing every year, this is a money and time saver you can't afford to pass by. Log onto online banking and click on bill pay to apply.  Not currently on online banking?  Apply here.

Our People

We have the best people in McPherson to help you with each and every need your business has. Request an appointment.

Ready Reserve Line of Credit

You may open a line of credit attached to your checking account. Simply write a check or use your debit card. If the amount is larger than the balance in your account, funds will be automatically deposited in $100 increments up to your agreed line of credit. Lines of credit can start at $100 up to $5,000. Line of credit amount is based on loan approval by an officer. Repayment happens automatically through monthly payments from your checking account. In addition, you can also choose to pay off the line of credit at any time.  A per advance fee applies.

Apply Now

Safe Deposit Boxes

We have secure boxes available in many sizes to safely store your important documents or items.

Tax Filing

We can submit tax payments for Home State Bank customers or you can link to the electronic systems through our web site.
     Federal Tax Logon
     State Tax Logon

Telephone Banking

A convenient way to track your account 24/7, even when you are on the road. Call 620-241-3733 anytime night or day.

Wire Transfer Services

Same day, domestic or international business-to-business transfers. Wires ordered before 1:30 p.m. will be processed on the same day. Please contact our wire transfer department at 620-241-3732 or toll free 877-241-3732.


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